Disclaimer

Placeholder for the editorial team to finalize.

DRAFT. Needs legal review before publication. Prepared by Codema Editorial on Oct 22, 2026. The site has no disclaimer page today. Finance articles carry a "Not financial advice" box (template) and an italic note (content). This is not legal advice. Placeholders in [BRACKETS] must be filled in.

Effective date: [EFFECTIVE DATE]

codema.ai is operated by Gestion NMP Inc., a Québec corporation doing business as Codema. This page explains what our content is, and what it is not. It forms part of our Terms of Use.

1. Editorial content is general information

Our articles, guides, newsletters and resources are written to inform and explain. They are general information, not advice tailored to you. We work to be accurate. We link the primary sources behind factual claims and date the figures we report. Even so, facts change quickly in AI, tech and markets, and errors can happen. Check important information against the original sources before you act on it. Opinion pieces are labelled as opinion and reflect the author's view.

Corrections. If you find a mistake, tell us at [EDITORIAL EMAIL] or through our editorial standards and corrections page. We fix confirmed errors and note significant corrections on the article.

2. AI-assisted content

We use AI tools to help with research, drafting, editing and translation. Articles produced this way are labelled AI-assisted. A named editor reviews each AI-assisted piece, checks its facts against the linked sources and is responsible for what we publish. AI tools can still make mistakes, so the source links are there for you to check. We do not present AI-generated images as photographs of real events. [CONFIRM policy]

3. Not financial advice

Our finance content (earnings coverage, market explainers, company analysis, capex and valuation math) is news and analysis for information only. It is not financial, investment, tax or legal advice, and it is not a recommendation or solicitation to buy, sell or hold any security or other asset. We do not make buy, sell or hold calls, set price targets or give personalized recommendations. Gestion NMP Inc. is not registered as a dealer or adviser with any securities regulator.

Figures come from company filings and releases, dated in each article. Calculations we did ourselves are marked as our math. Prices and numbers can be out of date when you read them. Past performance does not guarantee future results, and investing involves risk, including losing the money you invest. Before you make any financial decision, think about your own situation and talk to a registered professional.

4. Not legal, security or other professional advice

Guides about security, privacy, compliance, contracts or taxes are general explanations. They are not legal, tax or professional security advice. For decisions that matter, ask a qualified professional.

5. Photos, logos and third-party content

  • Photos. Most article photos come from Pexels and are used under the Pexels License. We credit the photographer where we can. Photos are illustrative. Unless a caption says otherwise, the people, places and objects shown are not the people or companies in the story, and appearing in a photo does not mean anyone endorses Codema or anything we write.
  • Trademarks. Company names, product names and logos belong to their owners. We mention them to identify the products and companies we report on. This does not imply any affiliation, sponsorship or endorsement.
  • Quotes and data. We quote and cite third-party sources for reporting and commentary and link back to them. Third-party content remains the property of its owners, and we are not responsible for its accuracy or for changes made after we link to it.
  • External links. Links to other sites are for your convenience. We do not control those sites and are not responsible for their content, security or privacy practices.

6. Downloads and code are provided "as is"

Templates, starter kits, scripts, settings files, skills, checklists and spreadsheets are provided free of charge, "as is", without warranty of any kind. Each download states its licence (code is MIT unless the file says otherwise; see section 6 of the Terms of Use). Before using any code or configuration:

  • read it, and understand what it does;
  • test it in a safe environment before using it with real data, production systems, credentials or paid services;
  • check that it suits your project, your security needs and the terms of the tools you use it with.

You are responsible for how you use downloaded files, including any cost, data loss, security issue or service-terms breach that results. Our liability is limited as set out in the Terms of Use.

7. Advertising, sponsorships and affiliate links

The site has no ads, sponsorships or affiliate links today. If that changes, ads will be labelled, sponsored content will be marked as sponsored, and articles with affiliate links will say so. Advertisers and partners do not decide what we cover or what we conclude.

8. Forward-looking information

Some articles discuss company guidance, forecasts or what might happen next. These statements are uncertain by nature, and actual results may differ significantly.

9. Contact

Questions about this disclaimer: [EDITORIAL EMAIL] or [ADDRESS].

Notes for counsel (remove before publishing)

  1. Section 3: confirm the "not registered" sentence is accurate and wanted, and whether a conflict-of-interest/holdings policy statement is needed. Per instructions, no holdings text has been included.
  2. Section 2 states an editorial review practice ("A named editor reviews each AI-assisted piece"). Editorial leadership must confirm this matches practice before publishing.
  3. Section 7: the template's disclosure_block already supports an affiliate line. Confirm none is in use.
  4. Dev is building the page and footer link. Suggested paths: /disclaimer.html and /fr/disclaimer.html (matching the existing /fr/privacy.html and /fr/terms.html pattern).

Contact